{"id":6176,"date":"2025-05-31T23:07:27","date_gmt":"2025-05-31T21:07:27","guid":{"rendered":"https:\/\/spuehler.legal\/debt-collection-bankruptcy\/"},"modified":"2025-06-15T10:52:45","modified_gmt":"2025-06-15T08:52:45","slug":"debt-collection-bankruptcy","status":"publish","type":"page","link":"https:\/\/spuehler.legal\/en\/debt-collection-bankruptcy\/","title":{"rendered":"Debt collection + bankruptcy"},"content":{"rendered":"
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Lawyer in Zurich for debt collection law and bankruptcy<\/strong><\/h1>\n

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We represent your concerns regarding debt collection and bankruptcy in Zurich.<\/strong><\/h3>\n

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What to do in the event of debt collection?<\/strong> How can I pursue a claim?<\/strong><\/h2>\n

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Anyone who is confronted with outstanding claims or is being pursued themselves is quickly confronted with complex debt enforcement or bankruptcy proceedings. Debt enforcement law<\/strong> regulates how creditors can enforce their claims and how debtors can defend themselves against unjustified claims. The basis for this is the Debt Enforcement and Bankruptcy Act (SchKG).<\/strong> <\/p>\n

At the heart of this is debt enforcement: the procedure by which a monetary claim is initiated at the responsible debt enforcement office. The order for payment<\/strong> gives the debtor the option of settling the claim within 20 days or lodging an objection<\/strong> within 10 days. The latter prevents the debt enforcement proceedings from continuing<\/strong> for the time being. The creditor must then – depending on the evidence – initiate proceedings to open legal proceedings<\/strong> in order to continue the debt enforcement and realize the debtor’s assets for his benefit. <\/p>\n

For creditors, the question often arises as to whether debt enforcement is worthwhile at all and how assets can be effectively secured. For debtors, the question is how to ward off unjustified debt enforcement proceedings or avoid the threat of bankruptcy proceedings. <\/p>\n

Sp\u00fchler Rechtsanw\u00e4lte AG advises and represents both creditors and debtors in all areas of debt collection law. We support you in the initiation or defense of debt enforcement proceedings, in legal proceedings to open insolvency proceedings, in negotiations on payment agreements and in the preparation and support of bankruptcy proceedings. Assets can be blocked from the debtor with a so-called attachment so that they are not set aside or used up. <\/p>\n

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FAQ – Frequently asked questions about debt collection law<\/strong><\/h2>\n

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